The Next Generation in Home Buying

The Approved Buyer Network is a network of mortgage companies and real estate professionals that collectively save you money on the purchase of your home.

How? By obtaining loan approval through First State Mortgage Company, a preferred network lender, before you find a Realtor, you as the homebuyer will receive a contribution of 1/2% of the loan amount towards your closing costs at loan closing when using one of our network Realtors. Added to this monetary contribution at closing, you also benefit by being able to negotiate the purchase of the home from a position of strength as an approved buyer.

The Process

1. The first step is registering with the network through First State Mortgage Company, a preferred     lender. There is no cost or obligation to register with the network.

2. Make full application and let First State Mortgage Company obtain full loan approval for you     subject to you finding your home. We have over 136 loan programs to choose from and will guide     you through the process of deciding which program meets your financial needs.

3. You decide on a desired area for your home and the attributes you are looking for in a home.

4. Once your loan has been approved, First State Mortgage Company will help you find a network     Realtor in your target area.

5. A property is selected - the best possible sales price is negotiated with you being an “Approved     Buyer.”

6. A closing date and time are set!